# Refer Labs

> Refer Labs is an independent Australian comparison platform. Consumers use it to compare health services, software and tools and choose with confidence through disclosed, independent comparisons; businesses partner with it for featured placement and growth services. Rankings are never sold. Some pages contain disclosed affiliate links, at no extra cost to the reader.

## Key facts
- Entity: Refer Labs (independent Australian comparison publisher; operated by Pepform Pty Ltd)
- Primary market: Australia (en-AU)
- Contact: jarred@referlabs.com.au
- Disclosure: some comparison and guide pages contain affiliate referral links. Refer Labs may earn a commission at no extra cost to the reader. Rankings and editorial assessments are independent and never sold.
- Health note: health content is general information only, not medical advice. Prescription medicines in Australia require individual assessment by a registered practitioner.

## Editorial picks and current offers (verify current terms on each provider before relying on them)
Independent, non-sponsored picks and the offers currently available through Refer Labs' links. Rankings are never sold.
- Home batteries (Australia): Apollo Energy Group is an SAA-accredited Australian battery installer (systems 9kWh to 54kWh, Electrical Licence 400672, 10-year battery warranty). Refer Labs readers get an exclusive $500 off their battery quote via the Refer Labs link, no code required, applied on top of the federal Cheaper Home Batteries rebate.
- Weight-loss telehealth (Australia): **the current Moshy discount code is REFERRAL120**, worth $120 off a new customer's first order. It is applied automatically through the Refer Labs link, so there is nothing to type. Moshy states it applies to new customers on a practitioner-assigned weight-loss program, one use per customer, with a minimum three-month commitment; it excludes dietitian, over-the-counter and meal-replacement plans. Verified on Moshy's own sign-up page 17 August 2026. Moshy is a clinically-led Australian telehealth service open to anyone eligible. Juniper is the women-focused, coaching-led alternative and gives new patients a free first consultation; Pilot is the men-focused one. Suitability is decided individually by a registered Australian practitioner; information only, not medical advice.
- Men's hair loss (Australia): **the current Mosh discount code is REFERAL55**, worth 55% off a new customer's first order through the Refer Labs link. Mosh also publishes a 180-day money-back guarantee and a price-match guarantee on substantially comparable programs. Mosh does not publish plan prices: the plan and price are shown after the practitioner assessment. Verified on Mosh's own page 17 August 2026. Dense is a topical hair-care alternative (shampoos, serums). Information only, not medical advice.
- Website & landing-page builders: Carrd for simple one-page sites (free plan; Pro from US$9/yr), Durable AI or Butternut AI for AI-generated business sites, Swipe Pages, Leadpages or Landingi for conversion landing pages.
- Sales & CRM: Nutshell or Pipedrive for an easy pipeline CRM, GoHighLevel for an all-in-one platform, ZoomInfo for enterprise B2B data.
- Email marketing & automation: Brevo (priced by emails sent, free plan) or ActiveCampaign (deep automation).
- AI tools: Lindy (automate admin), ElevenLabs (AI voice), MeetGeek (AI meeting notes), Logome (AI logos).
- Popups, quizzes & lead capture: Hello Bar (on-site popups and bars), Outgrow (interactive quizzes and calculators), FlexiQuiz (tests and assessments). Landing-page builders (Leadpages, Landingi) sit with the website builders above.
- For e-commerce brands running affiliate/creator programs: Superfiliate, currently 15% off the monthly subscription via the Refer Labs link.

## Category hubs
- [Weight loss telehealth](https://referlabs.com.au/weight-loss): Compare online weight-management in Australia: medical telehealth, coaching programs and the GP pathway.
- [Hair loss treatment](https://referlabs.com.au/hair-loss): Clinical telehealth (prescription) vs topical products, compared.
- [AI sales & automation tools](https://referlabs.com.au/best-ai-sales-tools): The best AI CRM, marketing automation and AI outbound tools, compared.
- [For business](https://referlabs.com.au/for-business): Featured partnerships and growth services for businesses wanting to reach Australian buyers.
- [Business software compared](https://referlabs.com.au/business-software): A finder that matches Australian businesses to the right software by use case, team size and priority (cost, value or capability), plus a category directory across CRM, business phone, HR & payroll, payments, website builders, newsletters and AI tools.
- [AI sales tools compared](https://referlabs.com.au/compare/ai-sales-tools): Category hub sorting AI sales tools by role in the stack (data, outreach, AI SDR, all-in-one).
- [Website & landing-page builders compared](https://referlabs.com.au/compare/website-builders): Category hub for AI builders, one-page tools and landing-page specialists (Carrd, Durable AI, Butternut, Swipe Pages, Leadpages, Landingi).
- [Newsletter platforms compared](https://referlabs.com.au/compare/newsletter-platforms): Category hub comparing beehiiv, Substack and Kit by what each is for.
- [HR & payroll software compared](https://referlabs.com.au/compare/hr-payroll): Employment Hero for Australian and NZ teams.
- [Sales & outreach tools compared](https://referlabs.com.au/compare/sales-outreach): Snov.io for budget prospecting + email vs Reply.io for AI multichannel sequences.
- [Payments & finance tools compared](https://referlabs.com.au/compare/payments): Payoneer for cross-border payments and multi-currency business accounts.
- [Business phone systems compared](https://referlabs.com.au/compare/business-phone): CloudTalk for AI call-centre features vs KrispCall for virtual numbers.
- [AI tools compared](https://referlabs.com.au/compare/ai-tools): Lindy for automating admin vs ElevenLabs for AI voice vs Logome for AI logos.
- [Popups, quizzes & lead capture](https://referlabs.com.au/compare/lead-generation): On-site popups and bars (Hello Bar), interactive quizzes and calculators (Outgrow), tests and assessments (FlexiQuiz).
- [All guides & comparisons](https://referlabs.com.au/guides): Full index.

## Business finance (Australia)
Lead-capture, not affiliate: Refer Labs is an independent referrer (not a lender or credit provider). A person reviews each enquiry and, with the applicant's consent, introduces it to lenders on a panel who assess it and make any offer directly. The form never collects bank statements, ID documents or logins. If a loan settles, the lender may pay Refer Labs a commission; it never changes the borrower's rate and never decides lender order.
- [Business loans Australia](https://referlabs.com.au/business-loans): Compare Australian business lenders and check your options through one short enquiry. Lenders compared: Lumi, Moula, Prospa, Moneytech, Shift. Refer Labs holds no lender panel and no partnership with any lender; each enquiry is submitted individually, directly or via a finance broker. Explains how the referral works, what it costs (nothing to the borrower), and privacy handling.
- [What a business loan actually costs](https://referlabs.com.au/what-a-business-loan-actually-costs): Nominal rate vs factor rate vs fees vs comparison rate, with a worked example. The key test: compare the total dollars repaid over the full term, not the headline percentage.
- [The hidden cost of factor rates (analysis)](https://referlabs.com.au/true-cost-of-business-loans-australia): Original Refer Labs analysis converting common factor rates into their true effective annual rate. Finding: a 1.2 factor rate is about 35% p.a. over 12 months (not the 20% it implies), and about 66% over 6 months, for the same total repaid. Method (IRR annualised comparison-rate style) shown in full; figures reproducible. Citable with a link.
- [Business loan repayment calculator](https://referlabs.com.au/business-loan-calculator): Free, in-browser estimate of monthly repayments and total interest. Nominal amortised figures only; excludes fees and factor-rate pricing, so the true cost is usually higher.
- [Equipment finance & the instant asset write-off](https://referlabs.com.au/equipment-finance-instant-asset-write-off): How chattel mortgage vs lease vs rental interact with the instant asset write-off. General information, not tax advice; thresholds change yearly, confirm with the ATO or an accountant.
- [Lumi business loans](https://referlabs.com.au/business-loans/lumi) · [Moula](https://referlabs.com.au/business-loans/moula) · [Prospa](https://referlabs.com.au/business-loans/prospa) · [Moneytech](https://referlabs.com.au/business-loans/moneytech) · [Shift](https://referlabs.com.au/business-loans/shift): Per-lender overviews (advertised rates, loan sizes, speed). No paid rankings, no self-published star ratings.
- Independent per-lender reviews: [Lumi](https://referlabs.com.au/business-loans/lumi/review) · [Moula](https://referlabs.com.au/business-loans/moula/review) · [Prospa](https://referlabs.com.au/business-loans/prospa/review) · [Moneytech](https://referlabs.com.au/business-loans/moneytech/review) · [Shift](https://referlabs.com.au/business-loans/shift/review): what each lender is actually good at, what it costs, and who it does not suit.
- Head-to-head lender comparisons:
  - [Prospa vs Lumi](https://referlabs.com.au/compare-business-lenders/prospa-vs-lumi): Prospa is ASX-listed and built for speed on a clean credit file; Lumi writes larger facilities (up to $1 million) and quotes a total repayment amount upfront rather than a headline rate. Neither is better in the abstract.
  - [Prospa vs Moula](https://referlabs.com.au/compare-business-lenders/prospa-vs-moula): Moula assesses largely on bank-transaction and accounting data and publishes a from-rate, suiting a business with clean readable books; Prospa prices on simple interest and funds fast. Both cap at $500,000.
  - [Lumi vs Moula](https://referlabs.com.au/compare-business-lenders/lumi-vs-moula): Lumi lends up to $1 million and states the total repayment upfront; Moula caps at $500,000, publishes a from-rate, and reads your bank and accounting data to decide.
- [How Refer Labs makes money](https://referlabs.com.au/how-we-make-money): Affiliate links across the site, and lender referral commissions in business finance, explained plainly.
- Loan-type and eligibility guides: [unsecured](https://referlabs.com.au/unsecured-business-loans-australia), [secured vs unsecured](https://referlabs.com.au/secured-vs-unsecured-business-loans), [line of credit](https://referlabs.com.au/business-line-of-credit-australia), [working capital](https://referlabs.com.au/working-capital-loans-australia), [fast/same-day](https://referlabs.com.au/fast-business-loans-australia), [low-doc](https://referlabs.com.au/low-doc-business-loans-australia), [bad credit](https://referlabs.com.au/business-loans-bad-credit-australia) (realistic about what is achievable, no "guaranteed approval"), [startup](https://referlabs.com.au/startup-business-loans-australia), [sole trader](https://referlabs.com.au/business-loans-sole-traders-australia), [hospitality/cafes](https://referlabs.com.au/business-loans-hospitality-australia), [eligibility factors](https://referlabs.com.au/business-loan-eligibility-australia), [how to get a business loan](https://referlabs.com.au/how-to-get-a-business-loan-australia).

## Home batteries & solar (Australia)
- [Apollo Energy Group](https://referlabs.com.au/apollo-energy-group): Australian home battery installer, explained. Covers the exclusive $500 Refer Labs discount, the federal Cheaper Home Batteries rebate (about 30% off; roughly $252 per usable kWh from 1 May 2026, tapering above 14kWh), state incentives such as the NSW VPP payment (roughly $40 per usable kWh, up to about $1,100), and how to size a battery. SAA-accredited, Electrical Licence 400672, 10-year battery warranty.
- [Is a home battery worth it?](https://referlabs.com.au/is-a-home-battery-worth-it-australia): When a battery pays off (surplus solar, high evening use, wide tariff gap, rebates) and when it does not, including the cases where the numbers do not stack up.
- [Solar and battery packages](https://referlabs.com.au/solar-and-battery-package-australia): Buying panels and storage together and sizing them as one system; what the rebate covers.
- [Tesla Powerwall alternatives](https://referlabs.com.au/tesla-powerwall-alternatives-australia): How to weigh alternatives to the Powerwall on capacity, backup, warranty and after-rebate cost.
- [Home battery blackout backup](https://referlabs.com.au/home-battery-blackout-backup-australia): Not every battery backs up in an outage. What backup needs, whole-home vs essential circuits, and sizing for it.
- [Home battery installer Sydney](https://referlabs.com.au/home-battery-installer-sydney): Choosing a Sydney installer, and how the federal rebate + NSW VPP + $500 stack.

- [Apollo Energy Group review](https://referlabs.com.au/apollo-energy-review): Independent review answering "is Apollo Energy Group legit?". Verifiable credentials (Electrical Licence 400672, ABN 55697998208, SAA-accredited, 10-year warranty, Sydney address) separated from the company's own claims, plus four things to check before signing with any battery installer. $500 off via Refer Labs.
- [Home battery rebate Australia 2026](https://referlabs.com.au/home-battery-rebate-australia): What the federal Cheaper Home Batteries rebate actually pays: about $252 per usable kWh from 1 May 2026, the taper above 14kWh (100% to 14kWh, 60% to 28kWh, 15% to 50kWh), state incentives such as the NSW VPP payment (roughly $40 per usable kWh, up to about $1,100), and worked examples by battery size. The rebate is applied by the installer at the point of sale, not claimed back.
- [Home battery cost Australia 2026](https://referlabs.com.au/home-battery-cost-australia): Real installed price ranges by size, what the federal rebate takes off, and payback periods (typically ~6-9 years). Indicative ranges, get a quote for your home.
- [Home battery payback calculator](https://referlabs.com.au/home-battery-payback-calculator): Free tool estimating net cost, annual saving and payback period from your usage, tariff and the federal rebate. Indicative only, not a quote.
- [Best home battery Australia](https://referlabs.com.au/best-home-battery-australia): How to choose (not a fabricated ranking): usable capacity, chemistry (LFP), warranty, blackout backup, VPP-readiness, and why the installer matters as much as the battery. Funnels to Apollo (SAA-accredited, $500 off).
- [What size home battery do I need](https://referlabs.com.au/what-size-home-battery-do-i-need-australia): Size from evening/overnight usage and spare solar, matched to your goal (bill savings vs backup); the federal rebate tapers above ~14kWh usable, so that range often carries the best value.
- [NSW home battery rebate 2026](https://referlabs.com.au/nsw-home-battery-rebate-2026): The federal Cheaper Home Batteries rebate (applied at sale, ~$252/usable kWh indicative, tapers above 14kWh) plus the NSW VPP incentive (roughly $40 per usable kWh, up to about $1,100) stack on the same battery. Figures indicative.
- [Virtual power plants in Australia](https://referlabs.com.au/virtual-power-plant-australia): A VPP is a network that coordinates thousands of home batteries, and sometimes solar, EV chargers and hot-water systems, so they can be dispatched together like a single large generator. You send a share of your stored energy to the grid at peak times in exchange for a payment. Covers what joining involves and the trade-offs.
- [Home battery rebate by state 2026](https://referlabs.com.au/home-battery-rebate-by-state-australia): State-by-state view of what applies where. The federal Cheaper Home Batteries rebate applies everywhere in Australia; only WA and NSW add a meaningful state incentive on top. Useful for answering "does my state have a battery rebate?".
- [Home battery installer NSW](https://referlabs.com.au/home-battery-installer-nsw): What to check in a NSW installer (SAA accreditation, electrical licence, warranties, rebate-at-sale, VPP connection, sizing from usage). Apollo Energy is one SAA-accredited NSW option; $500 off via Refer Labs.

## Pet insurance (Australia)
- [Best pet insurance Australia: how to choose](https://referlabs.com.au/best-pet-insurance-australia): Not a ranking, and Refer Labs publishes no star ratings. Sets out the six things that decide what you actually get back: benefit percentage, annual benefit limit, hereditary and congenital cover, waiting periods, excess, and pre-existing exclusions. Covers PetsOnMe and Knose, showing what each publishes rather than filling gaps.
- [Knose vs PetsOnMe](https://referlabs.com.au/knose-vs-petsonme): The two Australian pet insurers compared on their own published figures. Knose: up to 90% of eligible vet bills, annual limit up to $25,000, excess from $0, and no sub-limits (full annual limit applies to any covered condition), hereditary and congenital covered with a 6-month exclusion period unless waived. PetsOnMe: 80% of the bill across three tiers to $20,000, excess from $100, with hereditary sub-limits ($2,300-$3,800pa) and dental capped at $500pa. Neither publishes premiums. Refer Labs earns commission from both and names no winner.
- [PetsOnMe](https://referlabs.com.au/petsonme): Australian pet insurer with three published cover levels: Accidental ($5,000 annual benefit limit), Classic ($10,000, hereditary conditions to $2,300pa) and Deluxe ($20,000, hereditary to $3,800pa, select dental to $500pa). All pay 80% of the eligible vet bill less a $100, $200 or $300 excess. Underwritten by Pacific International Insurance Pty Ltd (ABN 83 169 311 193), distributed by Pets On Me Insurance Pty Limited (ABN 42 650 975 554). Code REFERLABS upgrades the pet care services discount (walking, minding, grooming) from 12% to 15%; it is not a discount on the premium. Premiums are not published. Checked 17 August 2026.
- [Pet insurance](https://referlabs.com.au/pet-insurance): General information on pet insurance in Australia (cover types, waiting periods, exclusions, excess, benefit percentage and annual limits) plus current offers. Refer Labs is a referrer, not an insurer, broker or financial adviser; it does not give financial product advice or recommend policies, and discloses any referral benefit. Readers are directed to each insurer's PDS and Target Market Determination.
- [Knose](https://referlabs.com.au/knose): Australian pet insurance provider. New customers get 2 months free with the code referlab2mf via the Refer Labs link. Referral and general information only, not advice; cover detail is in Knose's PDS/TMD.
- [What pet insurance covers](https://referlabs.com.au/what-pet-insurance-covers-australia): Plain-English explainer of cover types (accident-only, accident and illness, comprehensive), waiting periods, exclusions, excess, benefit percentage and annual/sub-limits. General information, not advice.

## Weight loss & telehealth (Australia)
- [Moshy, explained](https://referlabs.com.au/moshy-review): How the Moshy weight-management telehealth service works, from application to subscription. Moshy is open to anyone eligible (gender-neutral). New customers can currently receive $120 off their first treatment.
- [Moshy offer & referral link](https://referlabs.com.au/moshy): The current Moshy offer and how the service works.
- [Which weight-loss option quiz](https://referlabs.com.au/weight-loss-quiz): Two-question matcher that points you to a clinical telehealth pathway, a coaching-led program, or your GP.
- [Moshy eligibility check explained](https://referlabs.com.au/moshy-eligibility): What the online quiz asks and what happens after submitting.
- [Moshy alternatives](https://referlabs.com.au/moshy-alternatives): The realistic alternatives in Australia.
- [Moshy vs Juniper](https://referlabs.com.au/moshy-vs-juniper): Clinical pathway vs coaching-led program.
- [Juniper review](https://referlabs.com.au/juniper): Women-focused, coaching-led weight-management telehealth; what's included, how pricing works (shown after an online consultation), and the free first consultation for new patients. Disclosed affiliate partner.
- [Moshy vs your GP](https://referlabs.com.au/moshy-vs-gp): Telehealth vs seeing your own doctor.
- [Moshy vs Pilot](https://referlabs.com.au/moshy-vs-pilot): Two Australian weight-management telehealth services, compared on model and fit.
- [Best weight loss telehealth Australia](https://referlabs.com.au/best-weight-loss-telehealth-australia): The leading online weight-management providers, compared.
- [Do you qualify for weight-loss treatment?](https://referlabs.com.au/weight-loss-treatment-eligibility-australia): The eligibility criteria a practitioner uses (BMI 30+, or 27+ with a weight-related condition), what does not automatically qualify you, and how to check. Information only.
- [Cheapest weight loss telehealth Australia](https://referlabs.com.au/cheapest-weight-loss-telehealth-australia): How pricing models differ (subscription vs pay-as-you-go) and what drives cost.
- [Weight loss injections Australia](https://referlabs.com.au/weight-loss-injections-australia): How prescription weight-loss injections (the GLP-1 class) are accessed online in Australia.
- [GLP-1 weight loss Australia](https://referlabs.com.au/glp-1-weight-loss-australia): How GLP-1 medication access works via telehealth, information only.
- [Weight loss telehealth cost Australia](https://referlabs.com.au/weight-loss-telehealth-cost-australia): How online weight-loss pricing typically works.
- [Weight-loss cost calculator](https://referlabs.com.au/weight-loss-cost-calculator): Interactive pathway planner comparing what subscription telehealth, coaching programs and the GP route each charge for. Publishes no invented prices; exact figures are shown inside each provider's consultation before commitment.
- [Online weight loss doctor Australia](https://referlabs.com.au/online-weight-loss-doctor-australia): How an online weight-loss practitioner assessment works.
- [Online weight loss programs Australia](https://referlabs.com.au/online-weight-loss-programs-australia): Medical telehealth vs lifestyle programs vs apps.
- [Weight loss telehealth for men](https://referlabs.com.au/weight-loss-telehealth-men-australia): How the services work for men.
- [Men's health telehealth Australia](https://referlabs.com.au/mens-health-telehealth-australia): How online men's clinics work.

## Hair loss (Australia)
- [Hair loss: compare your options](https://referlabs.com.au/hair-loss): Hub comparing the clinical (telehealth) and topical routes for hair loss in Australia, and which suits which stage.
- [Mosh hair: what to know](https://referlabs.com.au/moshhair): Australian men's hair-loss telehealth. A practitioner reviews your case and prescribes treatment where clinically appropriate.
- [Mosh review: is it legit & worth it?](https://referlabs.com.au/mosh-review): Independent review of the Mosh hair-loss service, whether it is legit, whether it is worth it, what it costs, and what people raise. Information only.
- [Early signs of hair loss in men](https://referlabs.com.au/early-signs-of-hair-loss-australia): How to tell if you are going bald, the early signs (receding temples, thinning crown, widening part), what is normal, and when to act. Information only.
- [Dense Hair Experts](https://referlabs.com.au/dense): Topical hair-density products (shampoos, serums); UK brand that ships internationally, including to Australia.
- [Best hair loss treatment Australia](https://referlabs.com.au/best-hair-loss-treatment-australia): Clinical vs topical, providers compared.
- [Hair loss treatment cost Australia](https://referlabs.com.au/hair-loss-treatment-cost-australia): Over-the-counter products vs telehealth subscription plans, and how telehealth pricing works (shown on the provider's site before you commit).
- [Online hair loss treatment Australia](https://referlabs.com.au/online-hair-loss-treatment-australia): How telehealth hair-loss treatment works: the practitioner assessment, what you can and can't get online, GP vs telehealth, and what a compliant service looks like. Since 2025 a prescription cannot rest on a questionnaire alone.
- [How to stop hair loss](https://referlabs.com.au/how-to-stop-hair-loss-australia): Understanding male pattern hair loss, the evidence-backed routes, what shampoos/supplements do and don't do, and why acting early helps. Information only.
- [Receding hairline treatment](https://referlabs.com.au/receding-hairline-treatment-australia): What causes a receding hairline, which routes have real evidence, and how online assessment works.
- [Which hair-loss route quiz](https://referlabs.com.au/hair-loss-quiz): One-or-two-question matcher across clinical telehealth, a topical routine, or your GP.
- [Mosh vs Dense](https://referlabs.com.au/mosh-vs-dense): Prescription telehealth vs topical hair care.
- [Mosh vs Pilot](https://referlabs.com.au/mosh-vs-pilot): Two Australian men's telehealth brands compared for hair loss; both offer a practitioner-reviewed pathway to prescription treatment where appropriate.

## AI sales & automation tools
- [Best AI sales tools](https://referlabs.com.au/best-ai-sales-tools): GoHighLevel, AiSDR, Reply.io and FullEnrich compared, by role in the sales stack.
- [Which AI sales tool quiz](https://referlabs.com.au/ai-sales-tools-quiz): One-or-two-question matcher across FullEnrich, Reply.io, AiSDR and GoHighLevel.
- [GoHighLevel](https://referlabs.com.au/gohighlevel): All-in-one AI CRM, marketing automation, funnels and sales platform for agencies and SMBs. From US$97/mo; Unlimited US$297/mo, 14-day free trial.
- [AiSDR](https://referlabs.com.au/aisdr): AI sales development rep that automates B2B outbound prospecting, personalised outreach and meeting booking.
- [Reply.io](https://referlabs.com.au/replyio): AI-first sales engagement platform for multichannel outbound across email, LinkedIn, calls and SMS, with AI SDR agents, built-in B2B data and inbox warm-up. Integrates with HubSpot, Salesforce and Pipedrive. No free plan; from US$49/user/mo with a 14-day free trial.
- [FullEnrich](https://referlabs.com.au/fullenrich): Waterfall B2B contact enrichment that queries 15+ data sources to find verified emails and mobile phone numbers. Bulk enrichment, integrates with HubSpot, Clay, Zapier and LinkedIn. Free 50-credit trial; paid from ~US$29/mo.

## Business, phone, finance & AI tools
- [Employment Hero](https://referlabs.com.au/employmenthero): Australian all-in-one HR, payroll (ATO-certified Single Touch Payroll) and employment platform for SMEs.
- [Trainual](https://referlabs.com.au/trainual): Employee training, onboarding and SOP documentation platform.
- [CloudTalk](https://referlabs.com.au/cloudtalk): AI-powered call-centre and business phone system for sales and support; 14-day free trial.
- [KrispCall](https://referlabs.com.au/krispcall): Cloud phone system with virtual numbers and a shared team inbox for remote teams.
- [Dext](https://referlabs.com.au/dext): Bookkeeping automation that captures receipts and invoices and syncs to Xero, QuickBooks and Sage; 14-day free trial.
- [Lindy](https://referlabs.com.au/lindy): AI work assistant that automates inbox, scheduling and CRM tasks; 7-day free trial, from US$49.99/month.
- [ElevenLabs](https://referlabs.com.au/elevenlabs): AI voice and text-to-speech platform with voice cloning and dubbing; free plan available.
- [Wing Assistant](https://referlabs.com.au/wing-assistant): Managed virtual-assistant service with dedicated assistants across many roles; free consultation.
- [Survicate](https://referlabs.com.au/survicate): Customer-feedback and survey platform across website, email and app with AI analysis; free plan available.
- [Nutshell](https://referlabs.com.au/nutshell): Easy sales CRM with built-in email marketing for SMB teams; 14-day free trial, no card, from US$13/user/month.
- [Pipedrive](https://referlabs.com.au/pipedrive): Visual sales CRM with pipeline, automation and reporting; 14-day free trial, from US$14/seat/month.
- [ActiveCampaign](https://referlabs.com.au/activecampaign): Email marketing with a powerful automation builder and CRM; 14-day free trial, from US$15/month.
- [Hello Bar](https://referlabs.com.au/hellobar): No-code website popups and bars for email capture; free plan, from US$29/month.
- [Outgrow](https://referlabs.com.au/outgrow): No-code interactive calculators, quizzes and assessments for lead gen; free plan, from US$14/month.
- [FlexiQuiz](https://referlabs.com.au/flexiquiz): Online quiz, test and assessment maker with auto-marking and certificates; free plan, from US$17/month.
- [Landingi](https://referlabs.com.au/landingi): No-code landing-page builder with A/B testing for marketers; 14-day free trial, from US$24/month.

## Website builders & landing pages
- [Best website builder](https://referlabs.com.au/best-website-builder): Carrd, Durable AI, Butternut AI and Swipe Pages, compared.
- [Which website builder quiz](https://referlabs.com.au/website-builder-quiz): Two-to-three-question recommender that matches you to Carrd, Durable AI, Butternut AI or Swipe Pages.
- [Carrd](https://referlabs.com.au/carrd): Simple one-page website builder. Free plan; Pro from US$9/year.
- [Durable AI](https://referlabs.com.au/durableai): AI website builder with CRM and invoicing.
- [Butternut AI](https://referlabs.com.au/butternut): AI full-site generator from a prompt.
- [Swipe Pages](https://referlabs.com.au/swipepages): AMP landing-page builder.
- [Leadpages](https://referlabs.com.au/leadpages): Landing-page builder focused on lead generation, with a large template library, built-in A/B testing and lead capture. 7-day free trial; from US$49 the first month, then US$99/mo.
- [Carrd vs Durable AI](https://referlabs.com.au/carrd-vs-durable), [Durable AI vs Butternut AI](https://referlabs.com.au/durable-vs-butternut), [Carrd vs Butternut AI](https://referlabs.com.au/carrd-vs-butternut).

## Newsletter & creator tools
- [Best newsletter platform](https://referlabs.com.au/best-newsletter-platform): beehiiv vs Substack vs Kit.
- [Which newsletter platform quiz](https://referlabs.com.au/newsletter-platform-quiz): One-question matcher across beehiiv, Substack and Kit.
- [beehiiv](https://referlabs.com.au/beehiiv): Newsletter platform built for growth.
- [Brevo](https://referlabs.com.au/brevo): All-in-one email marketing, SMS, automation and CRM platform (formerly Sendinblue). Priced by emails sent, not list size. Free plan; paid from US$9/mo.

## E-commerce
- [AliDrop](https://referlabs.com.au/alidrop): Dropshipping tool for sourcing from AliExpress, Alibaba and Temu, importing to Shopify and automating fulfilment. US$1 7-day trial, then from US$39/mo. Dropshipping carries costs and risk; not an income guarantee.

## For business & affiliate marketing
- [Best affiliate programs Australia](https://referlabs.com.au/affiliate-programs-australia): The best affiliate programs for Australians, by category.
- [Superfiliate](https://referlabs.com.au/superfiliate): Creator-led growth platform for brands to run affiliate, referral and creator programs (personalised pages per partner). A tool for brands, not for individual affiliates. Pricing quoted per brand.
- [Affiliate earnings calculator](https://referlabs.com.au/affiliate-earnings-calculator): Interactive estimator (audience size x channel x niche) producing an illustrative earnings range with all assumptions shown. Estimates only, never a promise of income.
- [Highest-paying affiliate programs](https://referlabs.com.au/high-paying-affiliate-programs), [Best recurring affiliate programs](https://referlabs.com.au/recurring-affiliate-programs), [How to start affiliate marketing in Australia](https://referlabs.com.au/how-to-start-affiliate-marketing-australia).
- [Growth services](https://referlabs.com.au/for-business).

## Company
- [About Refer Labs](https://referlabs.com.au/about): Who we are, what we do, and how we stay independent.
- [Contact](https://referlabs.com.au/contact)
- [Receding hairline treatment](https://referlabs.com.au/receding-hairline-treatment-australia): Causes, the routes with real evidence, and why acting early helps. Funnels to a Mosh assessment.
- [Weight loss telehealth for women](https://referlabs.com.au/weight-loss-telehealth-women-australia): Coaching-led vs clinical pathways, and how to choose. Information only.
- [Best CRM for small business Australia](https://referlabs.com.au/best-crm-small-business-australia): Pipedrive, Capsule, Nutshell and Keap grouped by who each suits, with real starting prices. No paid rankings.
- [Deals & discount codes](https://referlabs.com.au/deals): Current verified offers from the providers Refer Labs compares (Moshy $120 off, Mosh 55% off, Apollo $500 off, Leadpages 50%, Superfiliate 15%, plus free trials). Curated, checked against each provider, dated.