Moneytech business loans
Moneytech is an Australian non-bank lender offering business loans, a line of credit, invoice finance, trade finance and equipment finance. How much you can borrow turns on security: up to $250,000 without property, or up to $1 million where property is offered, and the rate moves with it.
Refer Labs is an independent referrer, not Moneytech and not a lender. If Moneytech fits what you need, we can introduce your enquiry to them; they assess it and make any offer directly to you. Refer Labs is free to use.
Moneytech at a glance
- Rate
- From 13.95% p.a. (as at July 2026)
- Loan size
- $25,000 – $1,000,000
- Typical speed
- Not published
- Products
- Term loan, Line of credit or overdraft, Invoice finance, Trade finance, Equipment finance
- Establishment fee
- $495
- Industry code
- Not listed
Figures are Moneytech's advertised terms and can change. Verify current rates and eligibility on Moneytech's own site.
Check whether Moneytech fits
Tell us what you need. We'll tell you whether Moneytech looks like a plausible fit, and which other lenders we compare might suit better. One short form, no documents.
Moneytech business loans: common questions
- How much can I borrow with Moneytech?
- Moneytech advertises business loans from $25,000 to $1,000,000. The amount you're offered depends on Moneytech's assessment of your business, not the maximum on the page.
- What do I need to qualify for a Moneytech loan?
- Moneytech generally looks for a business trading for at least 12 months, an active ABN, and consistent revenue the lender can verify. Exact criteria are set by Moneytech and can change.
- How fast can Moneytech fund a loan?
- Moneytech advertises funding not published once your application is approved and verified. Real timing depends on how quickly your details can be confirmed.
- Does Moneytech charge fees?
- Moneytech charges an establishment fee of $495, and may charge other fees. Always ask for the full fee schedule and the total cost of the loan in dollars before you sign.
- Is Moneytech a legitimate lender?
- Moneytech is an established Australian business lender. Refer Labs is an independent referrer, not Moneytech; we introduce your enquiry with your consent and the lender assesses it.