Moneytech review
Moneytech is an Australian non-bank lender offering business loans, a line of credit, invoice finance, trade finance and equipment finance. How much you can borrow turns on security: up to $250,000 without property, or up to $1 million where property is offered, and the rate moves with it.
This is an independent overview to help you decide whether to enquire. We don't publish our own star ratings, and no lender can pay to be framed more favourably.
Who Moneytech tends to suit
- Businesses wanting a larger facility, since Moneytech funds up to $1,000,000.
- Businesses that want revolving access rather than a single lump sum, via the line of credit.
What to check before you apply
- The From 13.95% p.a. figure is an advertised "from" rate (as at July 2026), not a quote. Ask Moneytech for the rate and fees for your specific situation.
- Unsecured business finance usually costs more than a secured bank loan. Compare the total cost of the loan, not just the headline rate.
- Confirm the loan term, repayment frequency, and any establishment or early-repayment fees before you sign.
- Check whether Moneytech subscribes to an industry code of practice and what disclosure you are entitled to.
The facts
Rate: From 13.95% p.a.
Loan size: $25,000–$1,000,000
Typical speed: Not published
Products: Term loan, Line of credit or overdraft, Invoice finance, Trade finance, Equipment finance
Establishment fee: $495
Verify current terms on Moneytech's own site.
See if Moneytech fits your business
One short enquiry. We'll tell you whether Moneytech looks like a plausible fit and introduce you if it is.
If your loan settles, Refer Labs may be paid a share of the broker's commission, or a commission from the lender. This never changes what you pay, and we are not paid to rank one lender above another. How we make money.